A Box per purpose
Set aside just what you need from your everyday money — the trip, the car, the tax bill. What's left in Main Balance is yours to spend without second thoughts.
Know what's leftto spend — and for what.
Alloty divides your bank balance into virtual Boxes — travel, car inspection, emergency fund. The money itself never moves. One account, and a clear view of what you have set aside for what.
We'll email you when the beta opens. Planned price ¥480/month. iOS & Android.
Account balance¥250,000
- Main Balance
- ¥120,000
- Travel
- ¥80,000 / ¥200,000
- Car inspection
- ¥50,000
You don't have to divide it all up — everyday money just stays in Main Balance.
Check Balance
A minute, now and then.
Open your banking app, read your balance, type it in. If it went down, the difference comes out of everyday money — you only pick a Box when there isn't enough there. If it went up, it lands in everyday money, ready to set aside. No store names, no categories, no receipts.
Your bank balance went down−¥13,500
From Main Balance¥5,000
From your Travel Box¥8,500
Balances match again
Change your mind, not your bank
Borrow from the travel money to get through this month, then put it back next month. A couple of taps — no transfers, no fees, no waiting.
Goals, if you want them
Give a Box a target — ¥200,000 for the trip — or leave it without one. Boxes can be color-coded.
A wrong number isn't a problem
Every move and balance check is kept, so a wrong number can be corrected days later and everything adds up again. And when someone can see your screen, one tap hides all the amounts.
By design
No bank login needed.
Alloty never asks for your bank or card login. You check your balance in your banking app, type the number in, and that's it.
It's not quite a budgeting app either. Rather than recording what you spent, it shows how much of the money you have now belongs to what.
9:41
Free to spend¥120,000Balance ¥250,000 · ¥130,000 set aside
MoveCheck balance
Boxes
Travel¥80,000
¥200,000
Car inspection¥50,000
¥50,000
Emergency fund¥0
¥100,000
Planned pricing
¥480/ month·¥4,800 / year
- 30 days free
- No card to start
- Cancel and your records stay
Roadmap
Planned. The first release covers one account, for one person.
Join the waitlist
Two fields. We'll email you as soon as you can start using it.
You're on the list
Thanks — we've received your details.
We'll write when it's ready. So you know what you're signing up for:
- Planned price ¥480/month
- One account, to start with
- No automatic bank sync yet
- Just for you, at first
Does my money actually move?
No. A Box is just a line drawn across one real balance — nothing moves at your bank.
How often do I check the balance?
As often as suits you — once a week is plenty. We can remind you, and if you stop halfway you pick up where you left off.
Is it a budgeting app?
No. Alloty is about the money you have now, not a record of what you spent. Store names and categories are optional.
Can two people share an account?
Not yet — sharing an account is planned.